From Hughes Federal Credit Union
Avoid breaking your financial new year’s resolutions by having both long term and short-term goals. By achieving shorter goals at a steady pace, you’ll be well on your way to reaching financial prosperity.
Start small. Even the smallest adjustment can reap big rewards. Don’t get discouraged by a large price tag. By breaking down the amount by month or by week, you’ll soon learn that even the biggest budgets become achievable. Consider opening a savings account at your local credit union, one that will help you grow your savings with dividends for keeping your money there.
Stay motivated. Visualize yourself achieving success and enjoying the goal you have in mind. If a vacation of a lifetime is the plan for this year, then imagine yourself on the beach. Keep physical reminders of your goal by downloading a countdown app. You can also upload a wallpaper to your devices that will remind you of the beach and waves you’ll soon be enjoying.
Adjust and readjust. Don’t be afraid to assess as you go. Growth takes careful planning but also calibration. Reevaluate your goals as you go and extend or shorten them as needed.
It’ll help you stay in control and will encourage you to keep going.
Goals are important but so is your mental health. Don’t let the stress of keeping up with a resolution from affecting your life, instead remain both flexible and understanding for a successful outcome.
