“Strive not to be a success, but to be of Value.” – Albert Einstein By Christine Anderson Ferraris You don’t have to quit your job and go into debt to start a business. It’s often a good idea to start slowly to allow the freedom to experiment and learn as you go. Generally speaking, service businesses are the businesses that require the smallest...
“Price is what you pay. Value is what you get.” – Warren Buffet By Christine Anderson Ferraris You bought property to build your dream home and information that will affect your ability to the build or access the property was not disclosed. Can you file a claim with the title insurer? Generally, it is recommended that in addition to the required...
“Win or lose, do it fairly.” –Knute Rockne By Christine Anderson Ferraris Arbitration clauses are found in contracts for car purchases, home construction, bank accounts, student loans, cell phones, employment, nursing homes and more. Arbitration is a private procedure in which a legal dispute is submitted to make a binding decision on...
“Planning is bringing the future into the present so you can do something about it now.” Alan Lakein By Christine Anderson Ferraris The wildfires and evacuations in California had me thinking, what we would we do if we were told to evacuate in a day? What if we only had a few minutes? Where would we go, what would we take? Living in Southern...
By Christine Anderson Ferraris Many of us know of someone who has lost money and possibly their personal information to a tax scam. Probably the most important thing to share is that the Internal Revenue Service (IRS) will not initiate contact with a taxpayer by email, text message, or social media channels or a phone call to request personal or...
By Christine Anderson Ferraris This month’s article offers a few tips on precautions for internet financial transactions. Tip 1: Take extra precautions for logging into bank and other financial accounts. Create “strong” user IDs and passwords by choosing combinations of upper-and lower-case letters, numbers, and symbols that are hard for a hacker...
By Christine Anderson Ferraris Arizona law limits interest rates to protect its residents from predatory lending. By way of example, the maximum annual percentage rate (APR) including fees is 41% for a $2,000, two-year installment loan. In 2008, 60% of Arizona voters rejected a payday lender ballot initiative that would have overturned the state’s...
By Christine Anderson Ferraris Hi folks, this month we’re sharing few general tips on requirements to pursue a legal claim against an Arizona public entity. Generally, you need to file claim quickly with the appropriate authority – In Arizona, Notice of Claim Statutes, Arizona Revised Statutes Sections 12-820 through 12-826 govern how to pursue a...
By Christine Anderson Ferraris Hi folks, this month we’re offering a few general tips on how to manage when you are unable to make payments on a large expenditure, such as a new or used car, truck or recreation vehicle. The following tips are some suggestions to consider on how to proactively avoid repossession. If you have any questions about the...
