By Hughes Federal Credit Union Before connecting to your favorite coffee shop network, here’s what you should know about the risks that come with the convenience of free WiFi and what you can do to stay protected. Why should I worry about connecting to free public WiFi? While public WiFi can be a convenient way to connect to the internet, it’s...
By Hughes Federal Credit Union The arrival of a new family member is a momentous event that comes with both new responsibilities and additional expenses. While it’s important to celebrate the great news, it’s also wise to familiarize yourself with the additional costs so that you can better prepare yourself and start building a financially secure...
By Hughes Federal Credit Union While there’s plenty of saving options to help you get the most of your hard-earned dollars, if you’re looking to earn more than you would by simply holding your money in a regular savings account, a certificate account also known as a certificate of deposit (CD) could be a better option for your money. What’s a...
By Hughes Federal Credit Union Buying a home, saving for college and looking forward to retirement are all major milestones you plan for and one thing that can derail those plans is debt. While it’s easy to fall into a debt pit, there are habits you can start building that can help you avoid digging any deeper. Check out these three easy...
By Annetta Derricotte Maybe you’re thinking of remodeling your kitchen, putting in a new pool for those hot Arizona summers or looking to finish up some repair work, whatever big project it may be, you can probably assume the costs will be high. If you don’t have the funds readily accessible, you might want to consider a home equity line of credit...
By Hughes Federal Credit Union Identity theft can put you in a world full of trouble, draining you of your financial resources and leaving you with a problem that can often take weeks to months to repair. So how can you prevent yourself from being a part of this statistic? Here are some tips to help you stay safe. Who’s at risk? Everyone. If...
While all savings accounts serve the purpose of holding your money, they don’t exactly function the same way. Here’s a breakdown of the four most common savings accounts. Deposit or Regular Savings AccountsThis is probably the one that comes to mind first. A deposit savings account is usually paired with a checking account, providing the added...
By Hughes Federal Credit Union 2020 was a rough year and your credit cards might have been use more than expected. Maybe you added more to the holiday gift list last year or perhaps you had some emergencies to take care of, whatever the situation, having credit card debt pile up is no fun. If you’re looking to get back on the right financial...
By Hughes Federal Credit Union Set a Savings GoalFinancial experts recommend setting aside 3 – 6 months of living expenses in an emergency fund account. But when you’re struggling to make ends meet this idea can seem impossible, so break the goal down into more manageable chunks. You can eventually build up to this amount but start small...
A recent You.gov study found that money and health related goals rank high on the list of New Year’s resolutions for many Americans. Sadly, resolutions often fail due to lack of clarity, inconsistent monitoring, or failure to reward ourselves along the way. Consistency might be the missing link to achieving your goals this year. Apply these tips...
