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When someone steals your identity, it harms your credit, which can affect your financial health. To limit your liability and regain control of your financial life, take quick action to stop others from using your identity for their gain. Here’s what you should do.
Report It: Tell the Federal Trade Commission (FTC) about it by filing an official report. They will use this information to create a customized identity theft recovery plan specific to your situation.
Set a Fraud Alert Immediately: You’ll want to activate a fraud alert with the major credit bureaus. This helps protect your credit report from further damage.
Change Passwords: Change your passwords, personal identification numbers and security questions for all your accounts. Use a password manager to organize and keep track of your new data.
Monitor Your Credit Report: Regular monitoring of your credit report is the best way to detect potential issues early. Look for inaccuracies that might otherwise go unnoticed like new accounts or current accounts where balances have suddenly increased without your knowledge.
Get a checking account that does more for your financial future. Try “Checking Plus” free for 90 days and get “Restoration Rescue,” a comprehensive restoration service that will assist that will assist in filing police reports and contacting of all credit bureaus, creditors, financial institutions, merchants, even utility companies on your behalf. Learn more at HughesFCU.org/PLUS
