Almost everything we do—from making a big purchase of a vehicle or home, to operating a vehicle and interacting with others personally and professionally—can implicate a legal concern. When do you need a lawyer? When might you handle a legal concern without one? Some challenges may be assisted, at least in part, with the help of another...
Tag - Legal Briefs
“Debt is the slavery of the free.” -Publilius Syru Many of us have student loans. Many Americans with education debt apply for discharge relief and a new income-driven payment plan. The US Department of Education proposes a new income-driven repayment plan that caps monthly payments for undergraduate loans at 5% of a borrower’s...
We put together some tips on how to improve your work and workspace: Organize. Getting organized is a key to improving your business or employment skills. Many software-as-a-service (SaaS) tools exist to increase organization. Online programs such as Slack, Asana, Zoom and Microsoft Teams, are types of platforms that assist businesses and...
Rather fail with honor than succeed by fraud. – Sophocles Scammers PRETEND to be from an organization you know.Scammers often claim they are contacting you on behalf of the government. They may say they are from the Social Security Administration, the IRS, or Medicare. Some fraudsters will pretend to be from a business you know, such as a...
“Education is the most powerful weapon which you can use to change the world.”– Nelson Mandela By Christine Anderson Ferraris The Arizona Consumer Fraud Act (the Act) provides a person (which could be a person or business as defined under the Act) with a legal remedy when harmed by any person, by an unlawful act, use, or practice in...
It is not what a lawyer tells me I may do; but what humanity, reason, and justice tell me I ought to do.– Edmund Burke By Christine Anderson Ferraris I am not sure I need a lawyer but think I might… Lawyers often help clients in matters that have nothing to do with legal disputes. For example, a business owner might seek a lawyer’s guidance...
“An investment in knowledge pays the best interest.” – Benjamin Franklin By Christine Anderson Ferraris Financial Literacy has been defined as the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial wellbeing.”We can use financial knowledge to make better decisions. From everyday spending to...
By Christine Anderson Ferraris If you would know the value of money, go and try to borrow some – Benjamin Franklin Generally, for many, lenders will preapprove a loan and quote an interest rate, loan term, and maximum loan amount. The factors that are considered for approval are credit score(s), the terms of the transaction, and the type of...
By Christine Anderson Ferraris Governing documents of an LLC, the “operating agreement,” should provide detailed information on how most ownership disputes within the business should be dealt with by a fellow member. An operating agreement should identify the responsibilities of each member and the first course of action to be taken to resolve a...
By Christine Anderson Ferraris A statute of limitation is a law that defines the maximum amount of time that those involved in a dispute must file a lawsuit. In general, once the statute of limitation on a case “runs out,” the legal claim cannot be pursued. The period during which you can file a lawsuit varies depending on the type of legal claim...